SEDP – Simbag sa Pag-Asenso, Inc.
  • Main Office
    The Chancery, Cathedral Compound
    Albay District, Legazpi City 4500
  • Working Hours
    Monday - Saturday
    8:00AM - 5:00PM

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Our Institution

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“A dynamic and pro-active development institution of the Diocese of Legazpi committed to the total advancement of the entrepreneurial poor.”


“The SEDP – Simbag sa Pag-Asenso, Inc. commits to deliver financial & non-financial services with training and formation to micro-entrepreneurial families towards improved socio-economic condition; political empowerment and enhanced spiritual well-being.”

The SEDP – Simbag sa Pag- Asenso Inc. is a development-oriented institution run by the Diocese of Legazpi. It was established in 1994 and its main office is located at The Chancery, Cathedral Compound, Albay District, Legazpi City, Philippines. We have 27 branch offices all over the province of Albay and in the neighboring provinces in the Bicol region and Samar island in Visayas. Currently, we are serving 52,000 members mostly women and its families.

Previously known as the Socio-Economic Development Program of the Social Action Center, Diocese of Legazpi, SEDP-Simbag sa Pag-Asenso Inc. spinned –off as a separate entity in 2004.

Guided by our vision of empowering needy families, we provide both financial and non-financial services to our members to improve their socio-economic condition to become strong and self-sustaining centers in their communities. We also offer financial services to the employees of parishes, Church institutions and private businesses.

We encourage savings mobilization for our members. Our members enjoy the benefits of Micro- insurance, multiple Value-Added Services such Educational Assistance, Health Services, Training and Spiritual formation. We facilitate our members’ access to Social Protection Services such as SSS, Water for Life, Bayad Center and Insurance for those aged 60 years old and above. We assist our members in product development and marketing.

SEDP- Simbag sa Pag-Asenso, “serving, empowering and developing the people in a sustainable way!



Witnessing the life of Christ and the social teachings of the Church in day to day life.

Observes work ethics follows the policies prescribed by the institution and puts values to work and delivers effective and efficient services to mission partners.

Gives importance in providing services to the institution and community without due regard to personal benefits or gains.

Anticipates issues and concerns and initiates action both at work and in the community based on existing issues and felt needs.

Involves all parties concerned in decision-making and maintain an open-line communication between and among staff and mission partners.

Adherence to vision, mission and goals of the institution. Action is directed towards poverty alleviation. Clear and unified implementation of the policies of the institution.

Works beyond the call of duty to respond to the needs of mission partners.


Teamwork and Strong Bonding – Performs sharing of tasks or assumes other responsibilities when needed to achieve a common goal; supports and shows commitment to co-workers.

Performs sharing of tasks or assumes other responsibilities when needed to achieve a common goal; supports and shows commitment to co-workers.


SAC Legazpi and its Socio-Economic Development Program (SEDP)


The SEDP started out in 1994 as one of the programs of the Social Action Center (SAC) of the Diocese of Legazpi. It was then a component of the Food Transition Strategy (FTS) II, a program of the Catholic Relief Services (CRS). The project was undertaken under the title Targeted Women and their Families for Socio-Economic Development (TAWFSED) from which evolved the present SEDP. It was conceived as a viable option to assist the poor and marginalized women of Albay in improving their family incomes by supporting livelihood projects through the provision of financial assistance. Income shortages experienced by these women were largely attributed to their lack of access to capital, and poor competitive advantage – constraints which were easily traced to their generally low level of education, lack of entrepreneurial knowledge and skills, and low appreciation of development values, attitudes, and practices. To address these constraints, SEDP pursued a mutually reinforcing community development strategy that combines credit assistance and institution building with sub-components for value orientation, spiritual formation, and appropriate technological and skills development.

In its early years of implementation, this multi-component development strategy adopted by SAC’s SEDP has achieved significant gains by adopting the Grameen scheme in 1999. As of 2012, its membership has expanded to more than 34,000 covering all the municipalities and cities in Albay, and some parts of other Bicol provinces, specifically, Camarines Sur, Sorsogon, Catanduanes, and Masbate. The remarkable increase in SEDP membership gained momentum following the feasibility study on expansion conducted by SAC in 2006 when total SEDP membership had reached only 17,739 covering 14 municipalities and 3 cities in Albay. The study established the viability of SEDP expansion in identified areas in the four (4) Bicol provinces mentioned. The latest addition to SEDP coverage is Catarman, a municipality in northern Samar, Region 8, Eastern Visayas. SEDP has 1,099 centers operational in 720 barangays in Albay alone. This microfinance subsidiary of SAC Legazpi now comes under the official name SEDP – SIMBAG SA PAG-ASENSO. INC.

Aside from the program’s credit assistance and savings mobilization scheme, SEDP has expanded its services to include social benefits such as micro-insurance, spiritual formation and training, scholarship for members’ children, health-related services, entrepreneurial capability building, and facilitation of SSS and Phil-health membership. These are some of the indicators of the social performance management of SEDP. Over time, SEDP has delivered and sustained these services to the marginalized women of the province and their families with the end in view of improving their socioeconomic condition, gaining political and economic empowerment for women and enhancing their social, cultural and spiritual well-being. With the rapid expansion of SEDP to more areas within Albay and other Bicol provinces, it has tremendously increased also its capacity as well as its capability to improve its multi-faceted social services.



Most Rev. Joel Z. Baylon, D.D.


Msgr. Crispin C. Bernarte, Jr., V.G.


Fr. Rex Paul B. Arjona


Fr. Jonathan L. Calleja


Fr. Paulo B. Barandon
Regular Member


Mrs. Preciosa E. Belleza
Auxiliary Members


Mr. Joseph B. Lim
Auxiliary Members


Ms. Joyce B. Besana
Auxiliary Members


Atty. Mary Ailyne L. Zamora
Auxiliary Members


Mrs. Jeresha M. San Jose
Auxiliary Members

Mrs. Conchita A. Rodrigueza

Mrs. Conchita A. Rodrigueza
SEDP Members’ Representative



Fr. Jose Victor E. Lobrigo


Fr. Levie Euprepes C. Quitasol
Director, Members’ Development Services & Staff Formation


Salvi Rufina Angela M. Morcoso
Director, Finance & Administration


Fe B. Bataller
Director, Operations